Welcoming Little David Into This World (Welcome Son)



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Little David was born on 9th March 2017 as the latest addition to the family, and boy, were we glad was our firstborn, Olivia, adores him to bits.

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As a father, what more can I ask of my children, than to love each other? I pray that as they grow up together, they'd love each other more and take care of each other.

I am grateful for my wife who has brought and borne a wonderful second child to our family; pregnancy and motherhood is never easy, but parenthood is amazing (though also very tiring).

I am grateful for my mum, siblings, and especially to my parent-in-laws who are helping with the confinement food for my wife, it really helps her recuperate better too.

Am also glad and thankful for all my friends, cellgroup and most importantly God who gave us a healthy baby.

We're tired but grateful and happy. =)

Of course, this website NigelChua.com IS about personal finance, early retirement, passive income and online business; so, financially speaking, it does cost more money for pregnancies (think gynae fees, supplements, medicine, scans, health drinks etc) then to delivery (hospital and doctor fees and medicine) and then to confinement/post delivery and then to child upbringing.

It all costs money, and it'd be best to have planned in advance. We stocked up a stockpile of about $30k for the pregnancy and delivery (we have a BUPA insurance, and we hope it'd cover most of our hospital/delivery fees); and the confinement period should be about $500 - $700 for a month; and then should be our regular expenses as a newborn doesn't add much costs to our family except for the occasional doctor visit ($100 or less) follow up.

In Singapore, having children is more expensive only as they start having school, classes and ECA, and we hadn't reached that stage yet, so this time, it's still manageable and not stretched yet (Olivia attends classes daily in a day care/play school that costs us about $600 after subsidies - thanks to Singapore Government - and that's the fixed costs we have for our kids at this point in time)

But, we need to keep stockpiling and building our passive income portfolio if we want to ensure that our lifestyle is protected and we can cover their schooling/upbringing expenses on top of our lifestyle - which is the reason why I targeted for $100k passive income per annum.

Where to next?

  1. Back to NigelChua Home Page

  2. Contact me by email at (even just to say hi) nigel@nigelchua.com

  3. See the latest articles and updates at the blog

  4. Check out all the resources and tools I use

  5. See my top two resources below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

Wealthy affiliate: #1 to learn how to build profitable wordpress online businesses

Wealthy Affiliate is my recommended for WordPress online businesses.

I've been a premium member of Wealthy Affiliate since 2015 and there are a number of pros to be with them, which you can read at my Wealthy Affiliate review here.

One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

solo build it (sbi): #1 for offline businesses local search engine ranking, traffic and lead generation

Solo Build It (SBI) is my #1 tool for local search engine optimization (SEO) domination as well for online marketing which I've been using since 2010 personally for multiple projects.

Read why I chose Solo Build It...

...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.


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Name: Wealthy Affiliate

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I've been a premium Wealthy Affiliate member since 2015, read my Wealthy Affiliate Review here.

I recommend them if you want to learn how to make money online.

Better still, you can try Wealthy Affiliate for free here.



Solo Build it (SBI)

Solo Build It!

Solo Build It is my #1 tool for local search engine optimization (SEO) domination as well for online marketing which I've been using since 2010 personally for multiple projects.

Read why I chose Solo Build It...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.



GetResponse Email Marketing

Building a relationship with your audience, customers and readers are highly important for any offline and online business, and I recommend GetResponse for their services, great price, ease-of-use.

Try GetResponse today (1st month free)

Bonus: learn how to use an email autoresponder



Google Suite

Google Suite (GSuite) is THE recommended Google tools for email, calendar, documents, sheets - for productivity  and communication.

GSuite/GMail one month free trial available here.



Shopify

Shopify has made it very easy to start an ecommerce business, solving most of the tech and logistical barriers and even has product suppliers with Oberlo!

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Books I'm Reading

Holy Bible

Tribe Of Mentors

Seneca Letters From A Stoic

Seneca On The Shortness Of Life

See my full book/read list here.

Blogs I Follow

Tim Ferriss

Pat Flynn

Tony Robbins

Ramit Sethi

Richard Branson