Welcoming Little David Into This World (Welcome Son)

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Little David was born on 9th March 2017 as the latest addition to the family, and boy, were we glad was our firstborn, Olivia, adores him to bits.

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As a father, what more can I ask of my children, than to love each other? I pray that as they grow up together, they'd love each other more and take care of each other.

I am grateful for my wife who has brought and borne a wonderful second child to our family; pregnancy and motherhood is never easy, but parenthood is amazing (though also very tiring).

I am grateful for my mum, siblings, and especially to my parent-in-laws who are helping with the confinement food for my wife, it really helps her recuperate better too.

Am also glad and thankful for all my friends, cellgroup and most importantly God who gave us a healthy baby.

We're tired but grateful and happy. =)

Of course, this website NigelChua.com IS about personal finance, early retirement, passive income and online business; so, financially speaking, it does cost more money for pregnancies (think gynae fees, supplements, medicine, scans, health drinks etc) then to delivery (hospital and doctor fees and medicine) and then to confinement/post delivery and then to child upbringing.

It all costs money, and it'd be best to have planned in advance. We stocked up a stockpile of about $30k for the pregnancy and delivery (we have a BUPA insurance, and we hope it'd cover most of our hospital/delivery fees); and the confinement period should be about $500 - $700 for a month; and then should be our regular expenses as a newborn doesn't add much costs to our family except for the occasional doctor visit ($100 or less) follow up.

In Singapore, having children is more expensive only as they start having school, classes and ECA, and we hadn't reached that stage yet, so this time, it's still manageable and not stretched yet (Olivia attends classes daily in a day care/play school that costs us about $600 after subsidies - thanks to Singapore Government - and that's the fixed costs we have for our kids at this point in time)

But, we need to keep stockpiling and building our passive income portfolio if we want to ensure that our lifestyle is protected and we can cover their schooling/upbringing expenses on top of our lifestyle - which is the reason why I targeted for $100k passive income per annum.

Where to next?

Head to Home Page

Start with these:

  1. Start Here
  2. FIRE Manifesto
  3. FIRE 101 and
  4. The Passive Income Lifestyle Framework.

They are my recommended to start with articles that ties in the entire framework, philosophy and working model of FIRE Lifestyle

Save-Earn-Invest More Articles

  1. Ruthlessly Cull Unnecessary Expenses
  2. Respect The $10s
  3. Small Tweaks To More $10s
  4. $150K+ By 35 - Reality Or Delusion?
  5. Start An Online Side Hustle With Solo Build It
  6. Start Investing For Passive Dividend Income In Just 3 Days
  7. How To Retire With $3 Million
  8. Invest To Spend On Luxury & Liabilities (Whatever You Want*)
  9. Shocking Maths Of Early Retirement (It's Less Than You Think)

See more Save, Earn & Invest More articles here.


  1. Contact me by email at (even just to say hi) at nigel@nigelchua.com
  2. See the latest articles and updates at the blog
  3. Check out my resource page to see the tools I use
  4. See my top two resources for online business below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

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One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

solo build it (sbi): #1 for offline businesses local search engine ranking, traffic and lead generation

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