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Starting Your Business And Passive Income Journey

Starting your business and passive income journey can be scary, but we've got to start somewhere, and instead of overthinking and over-worrying, here's what I think:

just get a job first

If at this moment you don't have a job,

  • maybe you quit your job or
  • maybe you just graduated or
  • maybe you just got retrenched
  • maybe you're brainstorming for your big idea

And I've nothing wrong with brainstorming for big ideas, or quitting jobs or if you got retrenched (sorry and I hope you got a good/fair severance), but I recommend getting a job first.

The reason why I highly recommend getting a job first because most human beings, be it single, dating and especially if one is married with kids, we all need stable income.

  • we need to eat
  • we need to pay the bills
  • we need roof over our heads
  • we need to be able to travel to work/places

(Unless of course, you have a fully paid home that runs on self-generated electricity, with a water source that's safe and a garden/farm that produces all the food you need, then fine lol).

But if you can't eat, if you can't pay the bills, if you are struggling to pay rent and struggling to travel, and especially with kids - this is what we call

when shit hits the fan

at this point, your #1 goal is to get a job first. any job.

Any job will do.

Ignore your inner rebellion of "low class jobs" or whatever - when you and your loved ones can eat, can sleep safely, can go to work, THEN only you consider working on any business idea or side hustles OUTSIDE of your 9-5.

It's a functional way of resolving a problem, ie, you focus on surviving first, build the stability, and when you have a stable life and schedule,

then you look for opportunities and pockets of time (usually outside 9-5 ie 6 pm to 12 midnight) to build your side hustles

And that is how you start.

If you have a job and are stable (maybe bored out of your mind, or just want some growth or hate your boss), then it's time to pick up at least two (2) Passive Income Machine-building projects:

  1. Save as much as you can and injecting as much of your savings into very low risk index funds that pays you dividends like clockwork. Calculate how much you need to retire, and aim to reach there as soon as you can.

  2. Pick up a side hustle - I like online businesses (be it affiliate marketing, ecommerce or now I'm exploring being an Amazon Kindle Publisher) where it's low cost to learn/start, and with unlimited passive income learning potential.

Drop the stupid NetFlix/TV watching habit - none of TV or screen time will bring you closer to your business or passive income dream, even if you watch YouTube "trainings" by people who is there.

get shit done

You want to do business? Go out there, explore, and do it.

You want passive income? Invest in dividend stocks/index funds, or learn how to build passive income businesses.

Let nothing get in your way.

Yes, you make make mistakes along the way as you learn and refine. But just don't keep reading and dreaming and watching - nothing changes until we take consistent massive action to get to where we want to be from where we are.

If not, one year from today, you may be exactly where you are still.

Where to next?

Head to Home Page

Start with these:

  1. Start Here
  2. FIRE Manifesto
  3. FIRE 101 and
  4. The Passive Income Lifestyle Framework.

They are my recommended to start with articles that ties in the entire framework, philosophy and working model of FIRE Lifestyle

Save-Earn-Invest More Articles

  1. Ruthlessly Cull Unnecessary Expenses
  2. Respect The $10s
  3. Small Tweaks To More $10s
  4. $150K+ By 35 - Reality Or Delusion?
  5. Start An Online Side Hustle With Solo Build It
  6. Start Investing For Passive Dividend Income In Just 3 Days
  7. How To Retire With $3 Million
  8. Invest To Spend On Luxury & Liabilities (Whatever You Want*)
  9. Shocking Maths Of Early Retirement (It's Less Than You Think)

See more Save, Earn & Invest More articles here.


  1. Contact me by email at (even just to say hi) at nigel@nigelchua.com
  2. See the latest articles and updates at the blog
  3. Check out my resource page to see the tools I use
  4. See my top two resources for online business below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

Wealthy affiliate: #1 to learn how to build profitable wordpress online businesses

Wealthy Affiliate is my recommended for WordPress online businesses.

I've been a premium member of Wealthy Affiliate since 2015 and there are a number of pros to be with them, which you can read at my Wealthy Affiliate review here.

One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

solo build it (sbi): #1 for offline businesses local search engine ranking, traffic and lead generation

Solo Build It (SBI) is my #1 tool for local search engine optimization (SEO) domination as well for online marketing which I've been using since 2010 personally for multiple projects.

Read why I chose Solo Build It...

...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.

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