Shifting Gears to Passive Income

I've been following Steve Pavlina on personal development since 2010, and many of his thoughts and thinking resonates with me, and his latest series is on passive income - what it is, how to to create it etc. That sparked me to stop and go deeper in depth about what I'm doing now and where I'm going.

I've decided to make the shift towards passive income. That means that I shift gears to focus on building systems that deliver value automatically to people, and it'd be a recognized social value with returns. Why do this is because I want to be able to serve more and more people doing or building a system one time, that will serve people for a long time, and earning me passive income - that simply makes more sense to me in every sense of the word, be it physically, financially, everything.

Going deeper, honestly, I don't want to have to do grunt work each day in order to ensure that our income levels don't drop, which is purely active income. I'd like our incomes to keep growing and flowing even though we're not actively working. I've three main projects that I'm working on at this point in time:

  • Urbanrehab Pte Ltd - our Singapore based brick and mortar business providing physiotherapy and hand therapy solutions. Started in 2008 as a small one-man-operation, today we run a clinic in central business district of Singapore with a 3 person workload. Profit level has grown by leaps and bounds, but primarily active income.

    Goal: conversion of active to passive income over the next 12 months.

  • - this website that you're reading right now is a website dedicated to personal development and self growth, mainly for conscious and courageous living. It started in 2009, has seen some changes from self-hosted from BlueHost to Site Build It! and back to self-hosted with BlueHost again, where it'd stay for good. Has affiliate links and products but no income yet.

    Goal: create more great value articles, drive traffic and tweak along the way.

  • - a health supplement review website where I review health supplements (some are what I take personally, some are based on reviews) and give raw/honest opinion on what is good or not good for consumption based on user reviews, manufacturer correspondence and medical/scientific research driven, to help people get better health. Has affiliate links and products but no income yet.

    Goal: create more great value articles, drive traffic and tweak along the way.

Generally, Urbanrehab is the main and biggest income earner, so I will continue to build it up and convert more active income to passive income. I will likely sell off the business in 3-5 years time once it grows to 5 or more clinics, and I'd like to focus my other publishing businesses.

What about you? What is your plans? Are you working now? Passive or active income? Share your story here.

For those looking for an additional source of income, I used Site Build It! to build and that website has grown for us about $20,400.00 so far in the past 12 months, selling physiotherapy and hand therapy services. I built the website once, and enquiries are still coming in - if you have a business that can do with extra help marketing your services, I'll urge you to consider Site Build It!

You can read my Site Build It! review here, or see my personal SBI Walkthrough here. Or if you want to make some money selling other people's products or services (you call that affiliate marketing, you can do that too like what I'm doing with and

Where to next?

Head to Home Page

Start with these:

  1. Start Here
  2. FIRE Manifesto
  3. FIRE 101 and
  4. The Passive Income Lifestyle Framework.

They are my recommended to start with articles that ties in the entire framework, philosophy and working model of FIRE Lifestyle

Save-Earn-Invest More Articles

  1. Ruthlessly Cull Unnecessary Expenses
  2. Respect The $10s
  3. Small Tweaks To More $10s
  4. $150K+ By 35 - Reality Or Delusion?
  5. Start An Online Side Hustle With Solo Build It
  6. Start Investing For Passive Dividend Income In Just 3 Days
  7. How To Retire With $3 Million
  8. Invest To Spend On Luxury & Liabilities (Whatever You Want*)
  9. Shocking Maths Of Early Retirement (It's Less Than You Think)

See more Save, Earn & Invest More articles here.


  1. Contact me by email at (even just to say hi) at
  2. See the latest articles and updates at the blog
  3. Check out my resource page to see the tools I use
  4. See my top two resources for online business below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

Wealthy affiliate: #1 to learn how to build profitable wordpress online businesses

Wealthy Affiliate is my recommended for WordPress online businesses.

I've been a premium member of Wealthy Affiliate since 2015 and there are a number of pros to be with them, which you can read at my Wealthy Affiliate review here.

One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

solo build it (sbi): #1 for offline businesses local search engine ranking, traffic and lead generation

Solo Build It (SBI) is my #1 tool for local search engine optimization (SEO) domination as well for online marketing which I've been using since 2010 personally for multiple projects.

Read why I chose Solo Build It...

...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.

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