Overcoming Bad Habits

I read somewhere once before that Values >> Actions >> Habits >> Destiny, where often it's our values that drives us to take a particular action, which collectively becomes habits that lead us towards our destiny/goals, and today, after growing a seven figure business and learning to invest, I would say that if anything at all, one's habits is the one that will lead us straight to our destiny, regardless of what we value.

An example of what I just said is that you may not value becoming rich or going for promotions in your career, but if you strive to do your best every day, and you turn up to work early every day, take on all the tasks assigned to you diligently every day, it becomes natural for your superiors and bosses to think that you're reliable and place you on the "to promote and give more responsibilities" list - because of your habits, regardless whether you wanted those promotions or not.

Our lives truly are a reflection of our habits more than anything else. And as I prefer to systematize and automate things so that I don't have to decide on a daily basis, so I do the same for building habits I want. To overcome bad habits I don't want, I simply override the habit with another one, and let the schedule run with the new habit for about 28 days and the new habit is more or less installed/ingrained into the schedule.

Now if you ask me, "er Nigel, so does that make you particularly mindless, like a mindless zombie during activities?"

HELL No. I just take out the pain of making those daily small decisions out of the equation, so that I can actually focus MORE brain power on things and activities that truly matter. This is the reason why I can be truly boring with the scheduling of my life such as my food, my clothing, my gym, my family time, my work - so that I can use my brain power fully to be fully engaged during the activities.

join the passive income family

Don't drown in the details - get the free fundamentals of passive income and early retirement and make your first $100 online.

Join the passive income family & newsletter below and get a bonus "Boring Blueprint To Passive Income & Early Retirement"

  • Learn how I started with less than $100 in my bank account from 2005-2008
  • ...turned my life and money around and by 2014
  • ...paid up my $390,000 flat in full in less than 5 years
  • ...starting making USD 40+ online per month
  • ...invested in dividend stocks for passive dividend income for recurring cashflow...for life!

You will also get subscriber-only Passive Income Tips, Starting & Growing Online Businesses Updates, Special Offers/Discounts and More - see you on the inside!

Talk soon!


Please note that all fields followed by an asterisk must be filled in.

No spam ever - your email is never shared and you can unsubscribe anytime with one click.

Enjoyed this article? Share it with your friends by clicking one of the buttons:

Even better - share your thoughts and comments below:

Back To Top

Search In NigelChua

Current Projects

Nigel Chua

Nalco Group

Therapy Entrepreneurs

Xtend Health Asia

Wisdom Of Seneca

Bee Pollen For Health

#1 Recommended Online Business University And Platform

Solo Build It!

More than 95% of my online businesses and publishing works use the Solo Build It platform, for good reason. Find out here.

GetResponse Email Marketing

Building a relationship with your audience, customers and readers are highly important for any offline and online business, and I recommend GetResponse for their services, great price, ease-of-use.

Try GetResponse today (1st month free)

Bonus: learn how to use an email autoresponder

The Hoth

TheHoth can help to outsource your guest posting, article writing and backlinking marketing activities. Visit them here.

Google Suite

Google Suite (GSuite) is THE recommended Google tools for email, calendar, documents, sheets - for productivity  and communication.

GSuite/GMail one month free trial available here.


Shopify has made it very easy to start an ecommerce business, solving most of the tech and logistical barriers and even has product suppliers with Oberlo!

Try Shopify today

Books I'm Reading

Holy Bible

Tribe Of Mentors

Seneca Letters From A Stoic

Seneca On The Shortness Of Life

See my full book/read list here.

Blogs I'm Following

Tim Ferriss

Pat Flynn

Tony Robbins

Ramit Sethi

Personal Goals

SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45

SGD 2,000,000 in cryptocurrency

Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40

Publish at least one book by 40 years old

Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month

Ongoing: spend more quality time with children, wife, family, bible, God.