Overcoming Bad Habits

I read somewhere once before that Values >> Actions >> Habits >> Destiny, where often it's our values that drives us to take a particular action, which collectively becomes habits that lead us towards our destiny/goals, and today, after growing a seven figure business and learning to invest, I would say that if anything at all, one's habits is the one that will lead us straight to our destiny, regardless of what we value.

An example of what I just said is that you may not value becoming rich or going for promotions in your career, but if you strive to do your best every day, and you turn up to work early every day, take on all the tasks assigned to you diligently every day, it becomes natural for your superiors and bosses to think that you're reliable and place you on the "to promote and give more responsibilities" list - because of your habits, regardless whether you wanted those promotions or not.

Our lives truly are a reflection of our habits more than anything else. And as I prefer to systematize and automate things so that I don't have to decide on a daily basis, so I do the same for building habits I want. To overcome bad habits I don't want, I simply override the habit with another one, and let the schedule run with the new habit for about 28 days and the new habit is more or less installed/ingrained into the schedule.

Now if you ask me, "er Nigel, so does that make you particularly mindless, like a mindless zombie during activities?"

HELL No. I just take out the pain of making those daily small decisions out of the equation, so that I can actually focus MORE brain power on things and activities that truly matter. This is the reason why I can be truly boring with the scheduling of my life such as my food, my clothing, my gym, my family time, my work - so that I can use my brain power fully to be fully engaged during the activities.

Where to next?

Head to Home Page

Start with these:

  1. Start Here
  2. FIRE Manifesto
  3. FIRE 101 and
  4. The Passive Income Lifestyle Framework.

They are my recommended to start with articles that ties in the entire framework, philosophy and working model of FIRE Lifestyle

Save-Earn-Invest More Articles

  1. Ruthlessly Cull Unnecessary Expenses
  2. Respect The $10s
  3. Small Tweaks To More $10s
  4. $150K+ By 35 - Reality Or Delusion?
  5. Start An Online Side Hustle With Solo Build It
  6. Start Investing For Passive Dividend Income In Just 3 Days
  7. How To Retire With $3 Million
  8. Invest To Spend On Luxury & Liabilities (Whatever You Want*)
  9. Shocking Maths Of Early Retirement (It's Less Than You Think)

See more Save, Earn & Invest More articles here.


  1. Contact me by email at (even just to say hi) at nigel@nigelchua.com
  2. See the latest articles and updates at the blog
  3. Check out my resource page to see the tools I use
  4. See my top two resources for online business below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

Wealthy affiliate: #1 to learn how to build profitable wordpress online businesses

Wealthy Affiliate is my recommended for WordPress online businesses.

I've been a premium member of Wealthy Affiliate since 2015 and there are a number of pros to be with them, which you can read at my Wealthy Affiliate review here.

One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

solo build it (sbi): #1 for offline businesses local search engine ranking, traffic and lead generation

Solo Build It (SBI) is my #1 tool for local search engine optimization (SEO) domination as well for online marketing which I've been using since 2010 personally for multiple projects.

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...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.

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