One Of The Ways You Life A Richer Life By Retiring Early by being able to choose how you want to live your day, every day.

Retiring early gives you an immensely powerful thing called "options" and "choices", and depending on your level of maturity and take on life - it can be very daunting (fear) or very exciting (faith).

Why some people see it as feared and daunting is because they're so used to have a fixed regimen where someone else had already dictated to them as to how to live their lives:

  • Wake up this time, get ready to go to work
  • Commute to work
  • Work, lunch, work
  • Work overtime (periodical or all the time)
  • Commute home
  • Eat dinner, wash, shower, sleep (variable: go out for events/dinner etc)
  • Play on weekends and maybe go on short trips

Do this until retirement, then play a bit more, and then die.

Trouble is, this has become the default program for many, and these people may not be ready for options and freedom.

And that is perfectly ok - but just bear in mind, you CAN be financially free AND still work as usual.

In fact, I recommend it, because we thrive on social interactions, routine etc. Just that when you're financially free, you tend to have less fear and can be more creative and vocal about doing good work, rather than fearing to say what you think, which may not be a good thing.

For those who have other dreams, such as to travel the world, start a business, slow down to spend time with loved ones, watch your children grow up, do volunteer work - that's all optional for you, once your finances are automated with passive income coming in regularly at slated timelines.

In a nutshell, financial freedom is more about the freedom of choices it brings to your mind, heart and lifestyle, more than anything else.

Enjoyed this article? Share it with your friends by clicking one of the buttons:

Even better - share your thoughts and comments below:

quick links

Back To Top

Search In NigelChua

What I'm Working On

Online Business & Marketing Tools I Use

Solo Build It

GetResponse Email Marketing


The Hoth SEO Specialist

Google Mail/Suite

Supplements & Stuff I'm Using For My Health

Total Balance Men's Premium

Kiwi Klenz

Lipi Rite

Bee Pollen Energy

Omega QH Ultra

Neuro Natural Serenity

Male Rejuvenator

Green Lipped Mussel Powder Capsules

Aquasana AQ 4000 Counter Top Water Filter

Cryptocurrency Exchanges I'm Using

Quionex Exchange (Fiat - BTC/ETH)

Qryptos Exchange

Offline Hardware Wallet To Secure Your Crypto-Assets Such As Bitcoin


Cryptocurrencies I'm Invested In

Bitcoin (BTC)

Qash (QASH)

Rock Token (RKT)

Ethereum (ETH)

Zencash (ZEN)

Cindicator (CND)

Vechain (VEN)

0x (ZRX)

Golem Network (GNT)

Stellar Lumen (XLM)

Cardano (ADA)

Funfair (FUN)

Gifto (GTO)

Nebulas (NAS)

Electroneum (ETN)

Digibyte (DGB)


Smartcash (SMART)

Tierion (TNT)

Loopring (LRC)

Deep Brain Chain (DBC)

Zeepin (ZPT)

Zilliqa (ZIL)

Snip (SNIP)

Bitjob (STU)

Siacoin (SC)

Xperience Coin (XP)


Myriad (XMY)

FidentiaX (FDX)

Dentcoin (DENT)

Reddcoin (RDD)

Bitbean (BITB)

Dogecoin (DOGE)

Books I'm Reading

Holy Bible

Tribe Of Mentors

Seneca Letters From A Stoic

Seneca On The Shortness Of Life

See my full book/read list here.

Blogs I'm Following

Tim Ferriss

Pat Flynn

Tony Robbins

Ramit Sethi

My Personal Goals

SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45

SGD 2,000,000 in cryptocurrency

Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40

Publish at least one book by 40 years old

Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month

Ongoing: spend more quality time with children, wife, family, bible, God.