One Of The Ways You Life A Richer Life By Retiring Early
...is by being able to choose how you want to live your day, every day.
Retiring early gives you an immensely powerful thing called "options" and "choices", and depending on your level of maturity and take on life - it can be very daunting (fear) or very exciting (faith).
Why some people see it as feared and daunting is because they're so used to have a fixed regimen where someone else had already dictated to them as to how to live their lives:
Wake up this time, get ready to go to work
Commute to work
Work, lunch, work
Work overtime (periodical or all the time)
Eat dinner, wash, shower, sleep (variable: go out for events/dinner etc)
Play on weekends and maybe go on short trips
Do this until retirement, then play a bit more, and then die.
Trouble is, this has become the default program for many, and these people may not be ready for options and freedom.
And that is perfectly ok - but just bear in mind, you CAN be financially free AND still work as usual.
In fact, I recommend it, because we thrive on social interactions, routine etc. Just that when you're financially free, you tend to have less fear and can be more creative and vocal about doing good work, rather than fearing to say what you think, which may not be a good thing.
For those who have other dreams, such as to travel the world, start a business, slow down to spend time with loved ones, watch your children grow up, do volunteer work - that's all optional for you, once your finances are automated with passive income coming in regularly at slated timelines.
In a nutshell, financial freedom is more about the freedom of choices it brings to your mind, heart and lifestyle, more than anything else.
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SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45
SGD 2,000,000 in cryptocurrency
Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40
Publish at least one book by 40 years old
Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month
Ongoing: spend more quality time with children, wife, family, bible, God.
Note/Disclaimer: My writings and works are NOT financial advice.
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