No Tactics. Just Classy And Consistent Strategy... That Works.



I've never been good with going granular  and being ultra detailed. I am in awe and deeply respect those who can deep dive into details like the accountants and finance people and similar, but I've been pretty sure that I will not be able to do so.

Like ever.

It always never cease to amaze me how many people I come across who has to do certain things to answer to someone/group, even though the action is truly useless and mainly for show, "that something is being done".

But isn't that wasting energy and effort?

If you do something just for show that uses resources and time and effort, with no real return on investing those resources, it is a waste.

That's why I did away with resolutions or tactics-jumping, though I do have allowance for experimentation to try and error before I "on board a tried and tested tactic".

This approach flows into all aspects of my life:

  • Relationships: not all relationships are important, nor activities. I choose and prioritize the most important relationships and activities that are meaningful

  • Investment: I have finite amount to invest but I know what I want and don't want. I want to be a passive income investor whereby my investment injects money that I can use and where I don't have to monitor my investments like a full time job. Ugh.

  • Businesses: not only do I want to do and own businesses that are meaningful to me, but also with people whose relationships are meaningful to me. Even in those businesses, I don't want my staff or people to be busy headless chickens: I want them to focus on serving, retaining, attracting the top 20% of our best customers that pays for 80-90% of our revenues, and fire the ones that aren't good fit with us. Likewise, the 20% of time for the best marketing and management


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  • ...turned my life and money around and by 2014
  • ...paid up my $390,000 flat in full in less than 5 years
  • ...starting making USD 40+ online per month
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Nigel

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Personal Goals

SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45

SGD 2,000,000 in cryptocurrency

Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40

Publish at least one book by 40 years old

Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month

Ongoing: spend more quality time with children, wife, family, bible, God.