It's Possibly A Scam If...

  • ...if you have to pay $47, $97, $197 or some other figure ending with 7 to start a job

  • ..if you don't know exactly what you'd be doing and exactly how much you get paid to do it

  • ..if you're promised you'd be making $25,781 or some other jumbled up 5, 6 or 7 digits

  • ..if you can't find a phone number to call them and speak to a real person (though nowadays scams are more sophisticated and may involve calls and hard selling on the phone)

  • ..if you see the page containing pictures of jets, cash, fast cars

  • ..if you see a lot of testimonials of people with first name and last initial ie Nigel C

I shared in an earlier post how some of the gurus told me that they stay in the make money online niche selling their stuff...

...because people still buy them.

Scams are here to stay because they work. Honest, hardworking and vulnerable people buy them, hoping that it's their ticket and their hard times are over.

Man, I've been scammed quite a number of times, so I know how it feels. If you include the "high end programs" that I've signed up for; buying a website on Flippa that showed that it made $5000+ per month; plus all the products I've bought before; I would have spent a minimum $19,000+.

Yep. That's a fucking lot of money.

And how much did I make?


A big fat zero.

The guy who sold me the website went missing, not contactable. The programs that I bought always try to upsell me. Same for the programs that I went for.

Looking back, there is a deep frustration and annoyance at myself for falling for those scams, but it has happened, and I need to walk away. But $19-fucking-thousand dollars is a lot of fucking money.

People buy into them, because they have a hope. I had a hope that when I bought those products, I can make money on the side, make more than what I could at home compared to working actively outside, and live the internet lifestyle (this was through 2008 until 2014).


There is no online job out there that will score you thousands and thousands of dollars to fill out forms, type in advertisements or do whatever they ask you to do. Really, if there's such jobs, EVERYONE will be doing it and everyone will be driving in their Mercedes and Rolls Royce and Ferraris.

The only people making any money are the fucking scammers who created these programs and products, and they're basically ripping people like you and me off our hard-earned, sweat and tears money.

Using tactics, they are trying to cash in YOUR MONEY using psychology and emotional hot buttons such as:

  • make money from home when you're a new mom/have a baby
  • fire your boss
  • work from a beautiful beach
  • etc

You will lose every single cent you invest in any programs or products they create regardless of how many 100% money back guarantee, logos showing safety or endorsement from whichever person or organization.

Money-back guarantees work well when its a good quality product and the creators give it in confidence.

Scammers on the other hand, use the money back guarantee to falsify confidence, giving you a false sense of security that your money that you're giving them, you can get back (not always - my website that I bought for $16,000? I was told it's money back guarantee. Right, the seller went missing after, and so did my $16,000.) and also they're banking that a small percentage will ask for the refund, so in the end, they make money off people.

I know how badly you want to believe and trust the promises, and I know that many of you, myself included), truly need to make more money and turn to the internet to do so. Please remember, many people who go online with their hearts and emotions are the ones that are scammed and cheated by the scammers.

What about yourself?

If you're a student, stay at home mum (SAHM), working full time or part time, or retired: you must build an online business on the side. Please don't quit your job yet, build it on the side until it's profitable enough to replace your salary, then you have more options.

It's not a luxury but truly a necessity for your future.

I've built multiple businesses (and lost multiple too) and I can tell you frankly that building a business on the internet is the cheapest/most cost-effective way to business. There are thousands of people who do so sharing on topics that they're passionate about (like how shares on passive income and online business, which is my passion…for years now).

I know I am making some money online (see my income reports), and I know my financial future is getting better and better. But it is not easy, and takes a lot of time to learn and apply but I am building my passive income internet businesses that will work for me day in, day out; serving readers and customers profitably and delivering value 24/7.

To learn how I to make money online, join my mailing list and visit my resources page to see all the tools I use actively to build money making online businesses.

join the passive income family

Don't drown in the details - get the free fundamentals of passive income and early retirement and make your first $100 online.

Join the passive income family & newsletter below and get a bonus "Boring Blueprint To Passive Income & Early Retirement"

  • Learn how I started with less than $100 in my bank account from 2005-2008
  • ...turned my life and money around and by 2014
  • ...paid up my $390,000 flat in full in less than 5 years
  • ...starting making USD 40+ online per month
  • ...invested in dividend stocks for passive dividend income for recurring cashflow...for life!

You will also get subscriber-only Passive Income Tips, Starting & Growing Online Businesses Updates, Special Offers/Discounts and More - see you on the inside!

Talk soon!


Please note that all fields followed by an asterisk must be filled in.

No spam ever - your email is never shared and you can unsubscribe anytime with one click.

Enjoyed this article? Share it with your friends by clicking one of the buttons:

Even better - share your thoughts and comments below:

Back To Top

Search In NigelChua

Current Projects

Nigel Chua

Nalco Group

Therapy Entrepreneurs

Xtend Health Asia

Wisdom Of Seneca

Bee Pollen For Health

#1 Recommended Online Business University And Platform

Solo Build It!

More than 95% of my online businesses and publishing works use the Solo Build It platform, for good reason. Find out here.

GetResponse Email Marketing

Building a relationship with your audience, customers and readers are highly important for any offline and online business, and I recommend GetResponse for their services, great price, ease-of-use.

Try GetResponse today (1st month free)

Bonus: learn how to use an email autoresponder

The Hoth

TheHoth can help to outsource your guest posting, article writing and backlinking marketing activities. Visit them here.

Google Suite

Google Suite (GSuite) is THE recommended Google tools for email, calendar, documents, sheets - for productivity  and communication.

GSuite/GMail one month free trial available here.


Shopify has made it very easy to start an ecommerce business, solving most of the tech and logistical barriers and even has product suppliers with Oberlo!

Try Shopify today

Books I'm Reading

Holy Bible

Tribe Of Mentors

Seneca Letters From A Stoic

Seneca On The Shortness Of Life

See my full book/read list here.

Blogs I'm Following

Tim Ferriss

Pat Flynn

Tony Robbins

Ramit Sethi

Personal Goals

SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45

SGD 2,000,000 in cryptocurrency

Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40

Publish at least one book by 40 years old

Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month

Ongoing: spend more quality time with children, wife, family, bible, God.