Future Proofing

Future Proofing refers to the active exploration, participation and honing of skills, assets and experiences that can and will contribute to one's better future

Future Proofing by itself sounds a little space-agey and in the distant future, but the more I think about it, the more the idea sinks in.

All I do today can be summarized as "Future Proofing" - be it my trust and will, my insurances, my investing in dividend stocks and my participation in building online businesses on top managing my family, young children and busy physiotherapy clinics.

Dividend stocks passive income is definitely working, and it by itself is an automated asset portfolio that will serve myself and my family an average of 5-8% returns on investment year on year, calculated purely on the dividends (I do not calculate the capital gains as I am focused on the income).

My next focus is the building of passive income internet businesses and online businesses, and my confidence is definitely slowly inching up with the increasing consistency of affiliate commissions, though slow, but is getting consistent. Now all I have to do is to keep adding to it and building traffic and converting customers.

But stepping back and looking at all that I do and focus on can be truly be called as "Future Proofing"

I'm anticipating forward 5, 10, 25, 30 years ahead, and planning what needs to be in place (1) if something happens to me and if (1a) I die or (1b) I get incapacitated in (2) x amount of time or (3) ignoring (1) if I'm ok, but how do I free up more time to have more time for my family and children, as time is running out so quickly?

If you're like me, this process is called future proofing where we're anticipating forward and planning for our future.

I am taking the route of exploring, gaining and exploring skills and assets that can bring me forward to the future, and they include:

  • passive income investing
  • passive income internet business building
  • physiotherapy clinics startups, scale up and selling

What about yourself?

If you're a student, stay at home mum (SAHM), working full time or part time, or retired: you must build an online business on the side. Please don't quit your job yet, build it on the side until it's profitable enough to replace your salary, then you have more options.

It's not a luxury but truly a necessity for your future.

I've built multiple businesses (and lost multiple too) and I can tell you frankly that building a business on the internet is the cheapest/most cost-effective way to business. There are thousands of people who do so sharing on topics that they're passionate about (like how NigelChua.com shares on passive income and online business, which is my passion…for years now).

I know I am making some money online (see my income reports), and I know my financial future is getting better and better. But it is not easy, and takes a lot of time to learn and apply but I am building my passive income internet businesses that will work for me day in, day out; serving readers and customers profitably and delivering value 24/7.

To learn how I to make money online, join my mailing list and visit my resources page to see all the tools I use actively to build money making online businesses.

Where to next?

Head to Home Page

Start with these:

  1. Start Here
  2. FIRE Manifesto
  3. FIRE 101 and
  4. The Passive Income Lifestyle Framework.

They are my recommended to start with articles that ties in the entire framework, philosophy and working model of FIRE Lifestyle

Save-Earn-Invest More Articles

  1. Ruthlessly Cull Unnecessary Expenses
  2. Respect The $10s
  3. Small Tweaks To More $10s
  4. $150K+ By 35 - Reality Or Delusion?
  5. Start An Online Side Hustle With Solo Build It
  6. Start Investing For Passive Dividend Income In Just 3 Days
  7. How To Retire With $3 Million
  8. Invest To Spend On Luxury & Liabilities (Whatever You Want*)
  9. Shocking Maths Of Early Retirement (It's Less Than You Think)

See more Save, Earn & Invest More articles here.


  1. Contact me by email at (even just to say hi) at nigel@nigelchua.com
  2. See the latest articles and updates at the blog
  3. Check out my resource page to see the tools I use
  4. See my top two resources for online business below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

Wealthy affiliate: #1 to learn how to build profitable wordpress online businesses

Wealthy Affiliate is my recommended for WordPress online businesses.

I've been a premium member of Wealthy Affiliate since 2015 and there are a number of pros to be with them, which you can read at my Wealthy Affiliate review here.

One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

solo build it (sbi): #1 for offline businesses local search engine ranking, traffic and lead generation

Solo Build It (SBI) is my #1 tool for local search engine optimization (SEO) domination as well for online marketing which I've been using since 2010 personally for multiple projects.

Read why I chose Solo Build It...

...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.

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