Funny Conversation About MLM and Poor Habits

I am thinking of writing a post on how my growing disdain for multi-level marketing (MLM) programs, and that'd be a post that is coming soon, but today I wanted to share with you a particularly funny conversation today between two individuals over lunch.

I didn't purposely want to eaves drop, but it was a food court and their table was like 6 inches away from us, and they spoke pretty

A: What you going to do today?
B: I'm heading to JB

A: Really? Now's 1 pm plus, you can go still? Won't it be jammed?
B: It's ok, I'm attending a MLM talk/training there and tomorrow I'm taking off for my MLM work, so it's ok

A: Oh ok...

A: So how's MLM doing for you?
B: (Delay for about 10 seconds) - it's ok, it's another potential source of income

B reaches out to drink his coca cola
A: Isn't that unhealthy?
B: (Delay for about 10 seconds)'s ok la
B stands up to leave, then A leave, sharing pleasantries

For me, it's such an awkward and weird conversation between these two individuals. Obviously B is trying to earn more money in MLM (most MLM in Asia are health-related ones, so it's funny when there's a disconnect with unhealthy food/drink practices), and B is awkward or uncomfortable talking about his venture, experiences or decisions with MLM.

But it's likely not entirely his fault, and we should give credit to B for trying to find a better life and earn more income.

At least he's trying right?


This is the reason of my disdain for MLM businesses - yes some of them have good training and low barrier to entry, but my biggest grip about them includes:

  • selling of "passive income and lifestyle" dreams to downlines, and in turn tell the downlines to sell it to their friends and family

  • most MLM products and services are grossly marked up to pay fat commissions (I'm not against paying commissions, I love performance based commissions...but the structure of MLM commissions can mark up costs by 500% to 1000% - it's retarded)

  • many trainings are in fact "brainwashing" and programming the downlines to repeat the same sales talk - ie close to no different from having an unthinking salesman (insurance, banker, etc)

I will still say that kudos to B for wanting a better life, be it for himself or for himself and his family. He's taking action, and his good intentions are unfortunately exploited by MLM companies who prey on people's vulnerabilities.

This is very similar to online scams that are too good to be true.

I've been making regular passive income from my online businesses, and though it's not that much of about $30 - $100 per month (the income reporting is here), but as it's recurring and working 24/7, I can foresee my online income steadily increasing organically over the months and years.

And that's the amazing power of online businesses.

If you're a student, stay at home mum (SAHM), working full time or part time, or retired: you must build an online business on the side. Please don't quit your job yet, build it on the side until it's profitable enough to replace your salary, then you have more options.

It's not a luxury but truly a necessity for your future.

I've built multiple businesses (and lost multiple too) and I can tell you frankly that building a business on the internet is the cheapest/most cost-effective way to business. There are thousands of people who do so sharing on topics that they're passionate about (like how shares on passive income and online business, which is my passion…for years now).

I know I am making some money online (see my income reports), and I know my financial future is getting better and better. But it is not easy, and takes a lot of time to learn and apply but I am building my passive income internet businesses that will work for me day in, day out; serving readers and customers profitably and delivering value 24/7.

To learn how I to make money online, join my mailing list and visit my resources page to see all the tools I use actively to build money making online businesses.

Where to next?

Head to Home Page

Start with these:

  1. Start Here
  2. FIRE Manifesto
  3. FIRE 101 and
  4. The Passive Income Lifestyle Framework.

They are my recommended to start with articles that ties in the entire framework, philosophy and working model of FIRE Lifestyle

Save-Earn-Invest More Articles

  1. Ruthlessly Cull Unnecessary Expenses
  2. Respect The $10s
  3. Small Tweaks To More $10s
  4. $150K+ By 35 - Reality Or Delusion?
  5. Start An Online Side Hustle With Solo Build It
  6. Start Investing For Passive Dividend Income In Just 3 Days
  7. How To Retire With $3 Million
  8. Invest To Spend On Luxury & Liabilities (Whatever You Want*)
  9. Shocking Maths Of Early Retirement (It's Less Than You Think)

See more Save, Earn & Invest More articles here.


  1. Contact me by email at (even just to say hi) at
  2. See the latest articles and updates at the blog
  3. Check out my resource page to see the tools I use
  4. See my top two resources for online business below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

Wealthy affiliate: #1 to learn how to build profitable wordpress online businesses

Wealthy Affiliate is my recommended for WordPress online businesses.

I've been a premium member of Wealthy Affiliate since 2015 and there are a number of pros to be with them, which you can read at my Wealthy Affiliate review here.

One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

solo build it (sbi): #1 for offline businesses local search engine ranking, traffic and lead generation

Solo Build It (SBI) is my #1 tool for local search engine optimization (SEO) domination as well for online marketing which I've been using since 2010 personally for multiple projects.

Read why I chose Solo Build It...

...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.

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