Few Core Things That Are Important To Building AND Living A Passive Income Lifestyle

A few days back, I wrote My Ultimate Passive Income Lifestyle Blueprint, which is my tried-tested-and-refined philosophy and strategy to building and living a passive income lifestyle.

It didn't contain any tactics.

It just has 3 basic rule-of-thumbs, which is:

  • Cut your unnecessary expenses aggressive
  • Earn more money/income
  • Optimize savings/earnings by investing for passive income

It didn't require luck.

Nor does it require lots of money.

What it DOES require, however is:

  • the three items above
  • consistency
  • patience

Nothing more.

And that's what this article is about: not complicating things. Building and living a passive income lifestyle has two key components to it:

Passive Income + Lifestyle

It can be easy to become bored, because passive income, once you start it, you realize it's pretty boring. I mean, take my dividend stocks. I KNOW every year, plus minus, I'll get a range between 4.5% to 7% return on investments.

I take the dividends and reinvest them.

I got surplus from savings and businesses? Sure, I invest them into my dividend stocks.

There is nothing large and sexy about it, and it is dead boring: and this IS the key to passive income which I've realized. And this IS ALSO THE DEADLY part, and that is we humans sometimes can't stand boring and predictable.

We want some excitement and zest and LIFE!

And I realize it, and I acknowledge and appreciate it...hold on, there's is a BIG BUT coming up...


This is MY truth of the matter of passive income

The reason for this is because the more safe, predictable and reliable my passive income returns, the more I can LIVE THE LIFESTYLE of passive income lifestyle.

The thing is this, my passive income flow funds my passive income lifestyle.

I certainly do not want any risks or fluctuations to come from my investments, not an iota or cent.

Where I "scratch" my itch for zest and excitement and sexy stuff is in my businesses, where I think and crack my brain about how to improve businesses, life, and running.

And that's how I "hold" myself together, and this approach has been working fairly ok.

And once I get these three in order

  • Cut your unnecessary expenses aggressive
  • Earn more money/income
  • Optimize savings/earnings by investing for passive income

...then I will focus purely on earning more income, because that will be the core multiplier that I am strong in, and working on my strengths, that is what I will focus on more.

Where to next?

Head to Home Page

Start with these:

  1. Start Here
  2. FIRE Manifesto
  3. FIRE 101 and
  4. The Passive Income Lifestyle Framework.

They are my recommended to start with articles that ties in the entire framework, philosophy and working model of FIRE Lifestyle

Save-Earn-Invest More Articles

  1. Ruthlessly Cull Unnecessary Expenses
  2. Respect The $10s
  3. Small Tweaks To More $10s
  4. $150K+ By 35 - Reality Or Delusion?
  5. Start An Online Side Hustle With Solo Build It
  6. Start Investing For Passive Dividend Income In Just 3 Days
  7. How To Retire With $3 Million
  8. Invest To Spend On Luxury & Liabilities (Whatever You Want*)
  9. Shocking Maths Of Early Retirement (It's Less Than You Think)

See more Save, Earn & Invest More articles here.


  1. Contact me by email at (even just to say hi) at nigel@nigelchua.com
  2. See the latest articles and updates at the blog
  3. Check out my resource page to see the tools I use
  4. See my top two resources for online business below: Wealthy Affiliate (left) and Solo Build It (right) - both have very specific strengths and functions

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I've been a premium member of Wealthy Affiliate since 2015 and there are a number of pros to be with them, which you can read at my Wealthy Affiliate review here.

One of my favorite points of WA is that they have a try-before-you-buy forever-free membership which you can sign up here for free. No credit card needed.

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Read why I chose Solo Build It...

...and more importantly, why I still stay with Solo Build It (SBI) till today and use them exclusively for all my SEO, traffic and e-lead generation.

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