Decide Now, Take Action Now, Refine And Progress Now

I decided to write this article, because I am very aware that is growing to be a monster authority site, with more than 600+ articles (and adding still, whenever I can or when inspiration strikes) - and looking at this website, one can be overwhelmed.

I understand.

And that's why I wrote this article, and pinned it to the very top.

fame, fortune, wealth, success, health, progress, growth favors the consistent action takers

Oftentimes when I speak to people, they tell me that:

  • don't know where to start
  • don't know what to do
  • don't know who to ask
  • don't know where to go to get resources
  • don't know how to succeed -

- in the areas of fame, fortune, wealth, success, health, progress, growth etc (these are very large topics, and you can zoom in further eg health - how to jump higher, how to run faster, how to have more/better sex; wealth - how to make more, how to convert active income to passive income etc), but they can all be distilled to be achievable in a few few methods and processes only.

the main problem:

When someone doesn't achieve their goals, it's either:

  • one doesn't know WHAT he or she wants
  • one doesn't know WHY he or she wants what she wants

The how to achieve it or what to do to get there, is truly secondary.

The reason for this, is because we are driven by passion, emotion, ideas, energy, which is created from our WHYs.

how to get what you want

#1 - Ask yourself, what are the outcomes you want?

#2 - Then, ask yourself why do you want them?

#3 - THEN the how comes here.

what i specialize in and do

In, I write mainly and generally about FOUR (4) main stuff I explore, experiment and do:

make money online

Solo Build It!

Most of my online results and money made is based on me using Solo Build It - left click on this, and read it, understand it and sign up now.

It has a brainstorm function in it that teaches and guides you as to which niggling idea of yours is most profitable as well identifies what you like.

Do it now - it's USD 299 per year or USD 29.99 per month.

You have 90 days to try and get a full refund, and anytime you can get a pro-rated after the 90 days too.

dividend from income stocks

If you want dividends from income/dividend stock, then set some money aside now, and buy it now.

If you're in Singapore, please feel free to speak to my broker Derrick from Lim & Tan (more here).

Safe approach is to do the DCA method into index funds (DCA stands for dollar cost averaging, which means you just set a weekly/monthly budget to buy); index funds are a general fund that is very safe (Warren Buffet's and Tony Robbin's favorite).

health & Wellness

If you want to improve your health today, start by:

  • Go for a walk NOW. Then schedule daily walks by stopping a little further and walking, so that walking becomes part of your schedule.
  • Drink water. Just drink more water first, 3-5 glass a day.
  • Meditate and pray
  • Spend some quiet time alone
  • Carry weights

If you want to take it higher, look at the supplements I take to improve my health further:

bitcoins & cryptocurrency

Warning: Bitcoins and cryptocurrency is generally high risk and speculative in nature. I recommend to start in other areas first or if you really interested despite the risks, do not put in more than 10-20% of your total liquid cash/savings.

This is a little more complex, but if you want to diversify your investment portfolio or catch the Bitcoin and cryptocurrency rocket, you will first need a bank account.

Next, sign up for Quionex Exchange where once approved, you can wire money (called fiat) from your bank account to Quoinex, and therein, you exchange your fiat for Bitcoin (BTC) or Ethereum (ETH).

To keep your life simple, you can opt to just invest in Bitcoins and Ethereum.

If you are interested and is savvy, there are thousands of ALT Coins (alternatives to Bitcoins and Ethereum) but more than 95% are outright shitcoins, deadcoins and scams...but if you hit the right ones, you can get 10-1000X (or more) returns.

Of course, I write on other stuff like faith, ideas, goals - but the crux of the actionables are these four.


the what and why is more important than the how

It's very easy to be bogged down with the all the distractions of life and work, and to say "next day" or "some day" or "one day" - no.

Let's schedule it in, and do it now.

2018 and beyond, I want to not only help myself but also help you grow your passive income portfolios, level up your income and dividends, and life.

I can safely tell you this - no one will care about your outcomes in life, more than you.


The reason for this is because everyone has their own goals, ideas, targets, commitments etc.

This is the reason why the fame, fortune, health, success, progress and growth favors the consistent action takers who learn from others, others' mistakes, and one's own mistakes and ideas...and why more than 90% of the world will stay where they are.

And why 90% of the world's wealth and all the stuff that everyone wants, will be in the hands of the 10%. To be more exact, the top 1%.

This is the reason why I write this topic "Decide Now, Take Action Now, Refine And Progress Now" and pin it up to the very top of every page on

find out what your outcome is

I don't know what your personal, investment and life goals and outcomes are - only you will know.

If you don't know yet, find out what you like, where you want to be, what kinds of life and lifestyle you want to live in 3, 5, 10 and 20+ years time.

“Would you tell me, please, which way I ought to go from here?”

“That depends a good deal on where you want to get to,” said the Cat.

“I don’t much care where–” said Alice.

“Then it doesn’t matter which way you go,” said the Cat.

“–so long as I get SOMEWHERE,” Alice added as an explanation.

“Oh, you’re sure to do that,” said the Cat, “if you only walk long enough.”

Alice In Wonderland

If you don't know where you want to go, you're destined to go nowhere.

find out your reasons to succeed

Maybe it's to show people who laughed and doubted you.

Maybe it's it's for your children, spouse and families.

Maybe it's for your legacy.

Maybe it's for fun.

Whatever your reason it's your fuel to succeed and achieve what outcomes you set out to achieve.

Decide Now, Take Action Now, Refine And Progress Now

Read, re-read this article 2-3 times.

Then take action.

If what you want to do is what I've been doing, then click on the links in this article that will bring you to where you want to go and what you want to achieve.

If not, go and find someone, some resource that will get you there.

If not you, then who?

If not today, then when?

Go then, know what your desired outcomes is, then know your reasons, then find out what you need to do daily and diligently to get there. And do it, until you get to where you set out to do and go, and then decide again thereafter.

join the passive income family

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Join the passive income family & newsletter below and get a bonus "Boring Blueprint To Passive Income & Early Retirement"

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  • ...turned my life and money around and by 2014
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  • ...starting making USD 40+ online per month
  • ...invested in dividend stocks for passive dividend income for recurring cashflow...for life!

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Books I'm Reading

Holy Bible

Tribe Of Mentors

Seneca Letters From A Stoic

Seneca On The Shortness Of Life

See my full book/read list here.

Blogs I'm Following

Tim Ferriss

Pat Flynn

Tony Robbins

Ramit Sethi

Personal Goals

SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45

SGD 2,000,000 in cryptocurrency

Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40

Publish at least one book by 40 years old

Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month

Ongoing: spend more quality time with children, wife, family, bible, God.