So today's article covers on how to become just a little cheapo to save some money during lunch or dinner, the main reason is to save $30 per month to fund the yearly WA fee (it's $49 per month or $359 per year).
Assuming normal costs to eat out for lunch is between $5 to $25 (averaging at $12) and dinners are between $15 to 40 (averaging at $25)
Make your own meals: making your own meals, at your own terms - organic, paleo, Atkins, whatever. Go to YouTube.com, and simply search - all the recipes and instructions will be there. Each meals can be as cheap as a couple of dollars to at most $5, depending on the ingredients you use. This is the ultimate, but I don't recommend doing this too much - we humans need to socialize, and often do it over meals. Unless you socialize in a different manner ie exercise together, walks etc, but try to still go out for meals with friends say 1-2x per week instead of like 5x or more per week
Have a snack before you go out for lunch or dinner events, this helps you to be fuller, and you can order less (thus saving some)
Bring your own water: it's healthier and free. Why pay a few dollars (or tens of dollars) for a drink? Note: please don't do this at an upscale restaurant - if you're there at an upscale place, enjoy it.
Choose between appetizer, or dessert, or none of the both. Instead of having appetizer, then main course then dessert, with a drink (which makes up for 4 items), choosing to scale back on 1-2 items will decrease the costs by up to 30%
Share meals: sometimes meals are just too big to be eaten by yourself, and it makes sense to share. If the establishment don't allow this, then what you can do is to instruct the chef to pack half the meal in a to-go bag which you can eat at a later time, and eat the other half now. This means you stretch your dollars more (you get 2 meals instead of 1)
There are many more ways to do this, but let's not digress. The reason why I write this is because:
I wanted to make money online
I got scammed for thousands of dollars from 2008 to 2014
After years, I finally chanced upon Wealthy Affiliate
Then after making some money from what I learned for free, I decided to upgrade to premium, that costs me $359 per year (my mindset was if I can make some money online with the free one, how much more can I learn and grow with the paid one?)
The value is immense to me in Wealthy Affiliate, and I know it'd change your life - learning how to build profitable online business, is a skill, and it's a life skill that no one can take from you.
What about yourself?
If you're a student, stay at home mum (SAHM), working full time or part time, or retired: you must build an online business on the side. Please don't quit your job yet, build it on the side until it's profitable enough to replace your salary, then you have more options.
It's not a luxury but truly a necessity for your future.
I know I am making some money online (see my income reports), and I know my financial future is getting better and better. But it is not easy, and takes a lot of time to learn and apply but I am building my passive income internet businesses that will work for me day in, day out; serving readers and customers profitably and delivering value 24/7.
To learn how I to make money online, join my mailing list and visit my resources page to see all the tools I use actively to build money making online businesses.
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SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45
SGD 2,000,000 in cryptocurrency
Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40
Publish at least one book by 40 years old
Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month
Ongoing: spend more quality time with children, wife, family, bible, God.
Note/Disclaimer: My writings and works are NOT financial advice.
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