Cheapo Way To Save Money During Lunch And Dinner

As I find the value of Wealthy Affiliate very high, I constantly think of ways how to afford the annual $359 for my readers who wants to learn and actually make money online.

I am already making money online by applying what I have learnt from Wealthy Affiliate, see some of my online affiliate commissions here. And I truly believe it's valuable, you can sign up for the free membership (does not need a credit card)

So today's article covers on how to become just a little cheapo to save some money during lunch or dinner, the main reason is to save $30 per month to fund the yearly WA fee (it's $49 per month or $359 per year).

Assuming normal costs to eat out for lunch is between $5 to $25 (averaging at $12) and dinners are between $15 to 40 (averaging at $25)

  • Make your own meals: making your own meals, at your own terms - organic, paleo, Atkins, whatever. Go to, and simply search - all the recipes and instructions will be there. Each meals can be as cheap as a couple of dollars to at most $5, depending on the ingredients you use. This is the ultimate, but I don't recommend doing this too much - we humans need to socialize, and often do it over meals. Unless you socialize in a different manner ie exercise together, walks etc, but try to still go out for meals with friends say 1-2x per week instead of like 5x or more per week

  • Have a snack before you go out for lunch or dinner events, this helps you to be fuller, and you can order less (thus saving some)

  • Bring your own water: it's healthier and free. Why pay a few dollars (or tens of dollars) for a drink? Note: please don't do this at an upscale restaurant - if you're there at an upscale place, enjoy it.

  • Choose between appetizer, or dessert, or none of the both. Instead of having appetizer, then main course then dessert, with a drink (which makes up for 4 items), choosing to scale back on 1-2 items will decrease the costs by up to 30%

  • Share meals: sometimes meals are just too big to be eaten by yourself, and it makes sense to share. If the establishment don't allow this, then what you can do is to instruct the chef to pack half the meal in a to-go bag which you can eat at a later time, and eat the other half now. This means you stretch your dollars more (you get 2 meals instead of 1)

There are many more ways to do this, but let's not digress. The reason why I write this is because:

  • I wanted to make money online

  • I got scammed for thousands of dollars from 2008 to 2014

  • After years, I finally chanced upon Wealthy Affiliate

  • I signed up with the free one, and  stayed with the free membership for about 9 months

  • Then after making some money from what I learned for free, I decided to upgrade to premium, that costs me $359 per year (my mindset was if I can make some money online with the free one, how much more can I learn and grow with the paid one?)

The value is immense to me in Wealthy Affiliate, and I know it'd change your life - learning how to build profitable online business, is a skill, and it's a life skill that no one can take from you.

What about yourself?

If you're a student, stay at home mum (SAHM), working full time or part time, or retired: you must build an online business on the side. Please don't quit your job yet, build it on the side until it's profitable enough to replace your salary, then you have more options.

It's not a luxury but truly a necessity for your future.

I've built multiple businesses (and lost multiple too) and I can tell you frankly that building a business on the internet is the cheapest/most cost-effective way to business. There are thousands of people who do so sharing on topics that they're passionate about (like how shares on passive income and online business, which is my passion…for years now).

I know I am making some money online (see my income reports), and I know my financial future is getting better and better. But it is not easy, and takes a lot of time to learn and apply but I am building my passive income internet businesses that will work for me day in, day out; serving readers and customers profitably and delivering value 24/7.

To learn how I to make money online, join my mailing list and visit my resources page to see all the tools I use actively to build money making online businesses.

join the passive income family

Don't drown in the details - get the free fundamentals of passive income and early retirement and make your first $100 online.

Join the passive income family & newsletter below and get a bonus "Boring Blueprint To Passive Income & Early Retirement"

  • Learn how I started with less than $100 in my bank account from 2005-2008
  • ...turned my life and money around and by 2014
  • ...paid up my $390,000 flat in full in less than 5 years
  • ...starting making USD 40+ online per month
  • ...invested in dividend stocks for passive dividend income for recurring cashflow...for life!

You will also get subscriber-only Passive Income Tips, Starting & Growing Online Businesses Updates, Special Offers/Discounts and More - see you on the inside!

Talk soon!


Please note that all fields followed by an asterisk must be filled in.

No spam ever - your email is never shared and you can unsubscribe anytime with one click.

Enjoyed this article? Share it with your friends by clicking one of the buttons:

Even better - share your thoughts and comments below:

Back To Top

Search In NigelChua

Current Projects

Nigel Chua

Nalco Group

Therapy Entrepreneurs

Xtend Health Asia

Wisdom Of Seneca

Bee Pollen For Health

#1 Recommended Online Business University And Platform

Solo Build It!

More than 95% of my online businesses and publishing works use the Solo Build It platform, for good reason. Find out here.

GetResponse Email Marketing

Building a relationship with your audience, customers and readers are highly important for any offline and online business, and I recommend GetResponse for their services, great price, ease-of-use.

Try GetResponse today (1st month free)

Bonus: learn how to use an email autoresponder

The Hoth

TheHoth can help to outsource your guest posting, article writing and backlinking marketing activities. Visit them here.

Google Suite

Google Suite (GSuite) is THE recommended Google tools for email, calendar, documents, sheets - for productivity  and communication.

GSuite/GMail one month free trial available here.


Shopify has made it very easy to start an ecommerce business, solving most of the tech and logistical barriers and even has product suppliers with Oberlo!

Try Shopify today

Books I'm Reading

Holy Bible

Tribe Of Mentors

Seneca Letters From A Stoic

Seneca On The Shortness Of Life

See my full book/read list here.

Blogs I'm Following

Tim Ferriss

Pat Flynn

Tony Robbins

Ramit Sethi

Personal Goals

SGD 2,000,000 invested in dividend stocks with average 5% returns per annum by 45

SGD 2,000,000 in cryptocurrency

Owning, affording and living in a landed property in Singapore (or relocated to another country without worry of money) by 40

Publish at least one book by 40 years old

Online businesses serve readers and clients well (ie readers make more money, have happier/freer life etc), and website makes SGD 10,000 per month

Ongoing: spend more quality time with children, wife, family, bible, God.